With another year upon us, it is never too early to start the planning process.
The funniest thing about goals is that if you never put a plan in place, they are seldom achieved. If you have a New Year’s resolution related to a financial goal, don’t let it slip away without a plan.
Purchasing a home, refinancing existing debt, starting a business or even expanding your existing business are very important decisions to make. Who better to help you with these financial plans and goals than your friendly neighborhood community banker?
While there are many values a community banker provides, one of the most important is developing an understanding of your goals. We can help formulate a financial plan that will allow you to safely and effectively meet those financial goals.
I want to send a very genuine thank you to so many of you who helped make last year a successful time at American State Bank. Interest rates were at record low levels, and there were immense opportunities for those who planned to meet their financial goals. We were fortunate to have had the opportunity to help many people meet their financial goals.
In conclusion, don’t let time get away from you. If you haven’t yet met with your banker and mortgage professional to formulate your financial plan, I strongly recommend you do that today. Interest rates remain the lowest in history. There is no better time to get to know your community banker and make some plans for yourself.
Happy New Year! Give your banker a call today. If you don’t have one, feel free to give me a call.
Thanks again to all those that helped make 2012 so successful. I look forward to seeing you in the coming year.
Information provided by Kendall S. Kerns, senior vice president American State Bank, 113 S. John Wayne Drive, 462-5090.